Additional Help and Resources:

Bad Credit Consolidation
Applying for debt consolidation loans with bad credit.

The Effects of Bankruptcy
How declaring bankruptcy damages your credit report and your future ability to get credit.

Debt & Credit Counseling
Common reasons for enrolling and what's involved in the process. Common reasons for enrolling and what's involved in the process.

Setting a Budget
How to develop a simple household budget to help keep your spending on track.

Your Credit Report
Understanding your credit history, how to find out more about your credit rating and reports.

• Loanconsolidation.ed.gov
  A loan consolidation program under both the Federal Family Education Loan (FFEL) Programs and the Direct Loan Program.
• Credit Card Debt Consolidation Services
  Offers credit card debt conslidation services for Americans with too much credit card debt.
• MyMoney.gov
  A quality site providing financial education resources for all Americans.
• "Knee Deep" in Debt
  A good read from the FTC on managing your debts.
• Debt Consolidation
  Various consolidation and settlement solutions and information.
• Finance Fixes
  Provides information and articles on finance management tips.
• Student Debt Consolidation Loan
  Debt help and resources related to student loans.

California Bankruptcy Courts:

• Eastern California Bankruptcy Court
• Northern California Bankruptcy Court
• Southern California Bankruptcy Court
• Central California Bankruptcy Court

• Consolidating High Interest Debt
• Benefits of Consolidation
• Is Consolidation For You?
• Finding The Right Company

• About Debt Settlement
• Negotiable Debts

• Setting a Budget
• Your Credit Report
• Keeping Debt Free

• View All Articles
• Other Resources
• California Debt Consolidation